Buying a Multi-Family in Worcester County – 70 Everard St., Worcester

December 13th, 2017

Buying a multi-family in Worcester County is what some people dream of. I mean, who wouldn’t want some help paying the mortgage? Prospects who consider investing in a “mortgage helper” have various properties that they can consider when buying a multi-family in Worcester County. It’s like there’s a multi-family at every turn!
Above all else though, buyers need to decide which location is right for them.

Let me illustrate the benefits of buying a multi family in Worcester County for you. First, let’s assume that the 2nd unit can be rented for $1000/month. (This of course is only an illustration! For rental help please reach out to our rental specialist Karen.) So, if the mortgage is $1500/month the owner’s monthly expenses for the house (from the mortgage point of view) is only $500/month! As the cost of living increases, so can the rent. You remember playing Monopoly as a kid, (or an adult!), right? Well, it’s kind of like that! Additionally there are tax advantages that owners qualify for.

To put it simply, buying a multi-family in Worcester County can be a great starter if you are looking to secure passive rental income. Or to establish a place for family members who are relocating, or to provide housing to students who are studying at one of the many colleges in the area. Come take a look at an opportunity for buying a multi family in Worcester County on Saturday, December 16th, 2017 from 12pm – 1:30pm. It may be the perfect fit for you!

Buying a multi family in Worcester County:

Our property is located on 70 Everard St. in Worcester, MA. It is primly located in the Belmont Hill area, close to the medical campuses in Worcester. We are holding an open house this Saturday, December 16th, 2017 from 12pm – 1:30pm. Hope to see you there!

Open House Saturday December 16, 2017 @ 12pm to 1:30pm

When you are considering buying a multi family in Worcester County, you will see that this home is a rare find in today’s market. This home can be an investor’s fancy or a mortgage helper for the right homeowner. Much has already been done for the new owner. Gleaming hardwoods can be found throughout and are even hidden under the second floor kitchen vinyl. Many original features add character to this stately home, such as molding, built ins and a beautiful baluster. Newer plumbing and plenty of storage is found in the basement and there is even a separate owner’s electrical box already done. Easy access to nearby amenities will make this a great location for your or your tenants.

We are making it easier for you to be buying a multi family in Worcester county. The owner has authorized us to make a price adjustment of $10,000. And on Saturday, between 12 and 1:30. you can see this investment property and consider the benefits of buying a multi family in worcester county. Don’t miss this opportunity to invest in a great home!

A portion of this blog was brought to you by Sean Callan, who is a lender specializing in buying a multi family in Worcester County.

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

June 8th, 2017

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.


There is so much to see at 6 Church St., in Auburn as it offers an immaculate antique and a splendid flower garden. If you like antique homes, this propety at 6 Church St., in Auburn offers an immaculate antique and a splendid flower garden is not to be missed

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

This Stately Antique home is everything a seasoned home should have & more. Yes, this home has wide pine floors & oak floors. Yes, there are 6 decorative fireplaces. Yes there are two stair cases to the upstairs. There are nooks & crannies to explore. There are exposed beams & slate floors & many sitting areas to enjoy company & afternoon tea. There are also so many modern amenities that make this home an incredible value. There is a modern upgraded kitchen & solid replacement windows. There is a massive, beautiful Trex deck for those afternoon soirées or private enjoyment. Laundry is conveniently located on the first floor. Yet this home is full of mystery & charm. Could the hallway on the second floor with it’s brick fireplace be part of the famous underground railroad? Who was Ada Benner who’s tomb from 1820 remains at the corner of this property? Centrally located in one of the most desirable towns in central Ma, this home is not to be missed by antique aficionados


6 Church St., in Auburn offers an immaculate antique and a splendid flower garden.

11 Marsh View Rd. Brookfield Ma land for sale

May 4th, 2017
11 Marsh View Rd. Brookfield Ma land for sale

11 Marsh View Rd. Brookfield Ma land for sale

11 Marsh View Rd. Brookfield Ma land for sale. And it’s not just land. It’s .82 acres of the most pristine and beautiful fishing and canoeing spot around. With very few neighbors to interrupt your day, 11 Marsh View Rd. Brookfield Ma land for sale is the ideal spot to make your get away from the hustle and bustle of life.

11 Marsh View Rd. Brookfield Ma land for sale

11 Marsh View Rd. Brookfield Ma land for sale

Absolutely, gorgeous spot has it’s own facilities and a kitchenette. Just bring a camper and you are good for the summer. Want to make something more permanent? Just check with the town and this could be your dream come true. 11 Marsh View Rd. Brookfield Ma land for sale is now available so you don’t miss the 2017 camping and fishing season.

When the stars align, something wonderful happens. When the river and lake align, a once in a life time opportunity happens.
11 Marsh View Rd. Brookfield Ma land for sale is this little piece of heaven and a rare occurrence, so missing the chance to see this view will be regrettable.

 11 Marsh View Rd. Brookfield Ma land for sale.


11 Marsh View Rd. Brookfield Ma land for sale.

What ever your joy is; whether it’s fishing, boating, ice scatting, birding or just getting away from the world,
11 Marsh View Rd. Brookfield Ma land for sale, is almost an acre lot. It will be your treasured oasis. Already much developed, you can choose the next phase. Leave it the way it is, and you have access to the Quaboag river and Quaboag lake. Electricity and public water is here. A summer cottage with a bathroom and kitchenette is waiting for you.

 11 Marsh View Rd. Brookfield Ma land for sale.


11 Marsh View Rd. Brookfield Ma land for sale.

While an additional shed is great for storage of canoes and equipment. Or build yourself a magnificent year round home. Talk to the town about expanding the septic. Then bring your builder and ideas and start creating your dream! 11 Marsh View Rd. Brookfield Ma land for sale.

Top 5 Staging Tips for Home Sellers

February 3rd, 2017
top 5 staging tips kitchen

top 5 staging tips kitchen

Top 5 Staging Tips for home sellers has been put together to help home sellers sell their home faster and for more money. Real estate agents who research the results of selling a home that is staged versus a home that is not, find that staged homes sell on average 30 days faster and for 17% more money. As a home stager, I can make a number of small changes to a property that can dramatically shorten the time it spends on the real estate market while also increasing the final sales price. Below is 1 of 5 tips, please come back next week to check out # 2 of the remaining 4 tips. The first of the top 5 staging tips for home sellers deals with the exterior of the home.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

1. Reduce “Let’s skip this one” during drive-bys

When Staging Your Home to Sell, imagine you’re a homebuyer on a house-hunting mission. Your real estate agent has ten properties to show you on a Saturday afternoon. When you drive up to what could be your dream home, you see a rusted-out mailbox, broken handrail and children’s toys strewn across an unmowed lawn. You don’t have any time to waste, so you’re probably going to say, “Let’s move on,” skipping the showing appointment entirely.

When Staging Your Home to Sell, CURB APPEAL helps draw prospective buyers into your home. If the outside of a house looks unkempt, it creates an impression that the property is not cared for. To enhance curb appeal:

• Ensure the lawn is freshly cut and that leaves are raked. In winter, snow should be shoveled from the driveway and walkways.

• Make the entrance more welcoming with a seasonally appropriate planted urn or hanging plant.

• Repair or replace any obvious defects. Often this is cheaper to do than a prospective buyer will imagine.

• Make sure the walkways and porches are swept clean and garbage and recycling containers are tucked away at the rear of the house or in the garage.

• Ensure the exterior gets a good pressure wash and the decks are scrubbed clean. It’s a good alternative to painting. Once everything’s clean, you might discover it doesn’t need to be repainted at all; perhaps just a touch-up will do.

Thanks, Karen
Kixxing Home Staging & Interior Decorati
Author of top 5 staging tips for home sellers

Short sale home in Auburn has a price reduction.

January 12th, 2017

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.


Looking for a fantastic deal? Yes, it’s true that real estate market is on it’s way up and a good value proposition is few and far between these days. So when it comes along, you need to jump at the opportunity. One of these kinds of opportunities is when you come across a distressed home. A distressed property is typically either a property that is owned by a lending institution or is going through a short sale process. In this situation, the lender is involved in the decision making process. And since lenders are in the business of lending money and not owning real estate, they are eager to sell these homes.

Unfortunately, many of these homes need a lot of work so only investors or handy people with resources can purchase them. Here is an opportunity to buy a Short sale home in Auburn with price reduction. The value of this home can be compared to other homes in the Auburn area. Properties that have 3 bedrooms and 2 bathrooms with over 1200 square feet, typically sell for over $200,000. This home is in average condition. There are tenants living and maintaining the home. And this Short sale home in Auburn has a price reduction. We are authorised to offer this home at $170000.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale process is a lengthy one as the accepted offer needs to be presented to the lender and the lender decides if they would be willing to accept the offer. A buyer interested in going through a short sale process, should be willing to wait as long as 6 months for the transaction to culminate in a closing. So, the process is not for everyone. But the people who can wait, can come out with a wonderful opportunity to have instant equity, just like this Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

If you are interested in this Short sale home in Auburn has a price reduction, please watch this video tour and contact me today for a private showing.

Jane Becker
CRS,CBR,ABR,GRI,MCBA,LMC,CDPE,CNE,ASP,E-Pro
Home Team AdvantEdge, Greater Worcester Keller Williams
office: 508-754-3020 cell:508-922-9832 fax: 508-829-9118
www.janebecker.com search for homes on my app: http://app.kw.com/KW2ETQPC5
Know your Market @ www.WorcesterCountyHomesForSale.com
5 Neponset St. 3rd Floor Worcester, MA 01606
What my clients say about me

34 Arkwright Rd., Webster for sale

January 10th, 2017

34 Arkwright Rd., Webster for sale OPEN HOUSE this Sunday, January 15, 2017 12-2.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


Your invitation to 34 Arkwright Rd., Webster for sale Open House is here:
Please join us on Sunday January 15, 2017 from 12 pm to 2 pm.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

You have just discovered a fantastic home in a neighborhood setting, yet so close to stores and highways. At 34 Arkwright Rd., Webster for sale, this hip roof style ranch home, you will discover 1950’s charm of yesteryear. No, they don’t build them like they used to. This home is incredibly well built and well maintained.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


Space saving features such as pocket closet doors, and many storage cupboards in the lower level will make this home clean and neat. The bonus breezeway is a joy for entertaining or lounging on a hot summer day. At 34 Arkwright Rd., Webster for sale, you will be pleasantly impressed with the quality of construction as it is evident from solid oak doors to cast iron baseboards.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


If you want more room, there is plenty in the lower level. Update it for an extension of living area or create a welcome guest space. At 34 Arkwright Rd., Webster for sale, the fenced in back yard is a paradise in your own home with a concrete patio leading to the stone fireplace, while surrounded by flowers and plantings. Come see the many possibilities of this well built home.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

Inventory of homes in Webster is low so good homes tend to sell quickly. If you are looking for a home, please come see 34 Arkwright Rd., Webster for sale at our Open House this Sunday, January 15, 2017 from 12-2 so as to have an opportunity to see and perhaps purchase this home. You can also contact me for more information on this home or other homes.

DO’S AND DON’TS OF SELLING YOUR HOME WHEN LOOKING TO DO IT FASTER AND FOR MORE MONEY.

December 13th, 2016

DO’S AND DON’TS OF SELLING YOUR HOME WHEN LOOKING TO DO IT FASTER AND FOR MORE MONEY.

188 Whalom St., Lunenburg

188 Whalom St., Lunenburg

Some people think that selling a home is all about how good the real estate agent is. And yes, hiring a professional with years of education, experience and a marketing plan will certainly make the process go smoother and more likely to sell your home. But a smart real estate professional will enlist the home owner as a team member to sell the property faster and for more money. After all, isn’t that is why you’re hiring a real estate professional for? To sell the home quickly and for top dollar.

Here is a list of Do’s and Don’ts of selling your home that I share with my team members. A dedicated seller will take this list to heart and apply as many of these Do’s and Don’ts of selling your home constantly and consistently throughout the selling process.

Do’s and Don’ts of selling your home in any real estate market:

• Have a marketing plan in mind with multiple scenarios for home selling, not selling and selling quickly.
• Prepare the home for sale: Stage it – neutralize it and minimize it. Remove clutter inside and out. Remove personal items. Hide valuables and collections. All of these are a distraction.
• Write a list of features, updates and upgrades for your agent so no detail is overlooked
• Fill out seller’s disclosure forms as honestly and detailed as possible. You don’t want to renegotiate on items after the home inspection that should have been disclosed in the first hand.
• Talk to a lender if you are looking to buy another house right away so that there are no surprises when the house is sold.
• Check in on your communication with your real estate professional as a good agent will need to confirm marketing set up initially.
• Make your home available for showings no matter what. Make it easy to see the property, even it fit means short notice or staying at home.
• Take out dogs as many people are afraid of animals.
• Replace energy saving bulbs with bright ones. Leave all the lights on.
• Play soft classical music and add mild scent (cookies or bread baking/ vanilla is best)
• Return your agents calls and emails as soon as possible as there might be a time sensitive offer waiting for you.

This list of Do’s and Don’ts of selling your home list will get your home sold faster and for more money. Talk to your real estate professional for more details.

188 Whalom Rd., Lunenburg for Sale

December 1st, 2016

188 Whalom Rd., Lunenburg for sale. img_1448_1200x800
If you want more space and are tired of the cookie cutter floor plan, come see this home overflowing with features and character. 188 Whalom Rd., Lunenburg for Sale and if you need space for relatives and friends, check out the possibilities of this multi functioning cape. Work commute is a breeze with easy access to Rte. 2. The nature lover in you will love the multiple decks and porches, looking over the grounds, which includes a small pond. Your culinary arts will flourish in a massive kitchen resplendent with matching stainless steel appliances, solid oak, dove tailed cabinetry, center island with running water and electricity. The host will love the generous floor plan that leads your guests from a two story foyer into an open living room with stain glass windows and grand fireplace . Your own oasis awaits in the Master Suite with it’s own balcony, fireplace, walk in closet and a bath fit for royalty. This is not your traditional home!

188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


Not only is 188 Whalom Rd., Lunenburg for Sale, but also the town of Lunenburg has a lot to offer, too. It has a new high school. There is also a 9 hole semi private golf course. We have an active heritage society, book clubs, writing clubs, a museum that always exceeds expectations and a robust community of artists. We boast some of the finest restaurants in the Maritimes yet you will find that favourite little coffee shop or a pub to meet with friends and family. Art galleries are found on almost every street and live theatre or musical event is never far away.
“Lunenburg is infused with a rich heritage, vibrant and humming with activity throughout the year and is a community of residents diverse in nature but united in a love for the town and all its surroundings. Living in Lunenburg means a walk to the post office, drug store, grocery store or favourite restaurant. Local shops are diverse and many feature fabulous local creations of the South Shore. The hospital is only a couple of minutes away from anywhere in town.” You can learn more about the Town by going to their website.
188 Whalom Rd., Lunenburg for sale

188 Whalom Rd., Lunenburg for sale


188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


188 Whalom Rd., Lunenburg for sale

188 Whalom Rd., Lunenburg for sale


24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday

September 10th, 2016

24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday. Come visit this move in ready home this Sunday, September 11, 2016. The open house will begin at 12:00 noon and will finish promptly at 2:00 pm.

Remember the days when kids played right on the street in the neighborhood until dusk? Well, here is a home where you can find that peaceful existence again. Want to enjoy the quietude of a large level lot instead? We have it here as well. Looking for a home to move in and enjoy right away? There is nothing to do in this one level home. The roof was completely replaced a few years back, newer windows will be energy efficient, and it has been painted throughout. Three good size bedrooms with ample closets will accommodate a downsizer or first time home owner alike. Newer hard wood floors give a warm inviting feeling to this home as the easy floor plan takes you from living room to kitchen. If more space is needed, enjoy the updated lower level with two additional large rooms and its own bath and new carpets. There is even a well built cedar closet for all of your woolens. Neat as a pin and cute as a button, you won’t find this home on the market too long. OH 9/11/2016, 12-2
img_1152_1200x800

24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday. This quiet dead end street with other single family homes, is a great neighborhood. Come visit this move in ready home this Sunday, September 11, 2016. The open house will begin at 12:00 noon and will finish promptly at 2:00 pm. Here is an opportunity to see a great home priced to sell at $225000 with no appointment. Just stop by and say hello and take a tour of this home at 24 Hillside Dr., Sturbridge Ma

img_1185_1200x800

If you are looking for a home in Sturbridge, click here to see the complete inventory of homes.

USDA loan available for 610 Charlton St., Southbridge Ma 01550

June 22nd, 2016

USDA loan available for 610 Charlton St., Southbridge Ma 01550. This is newsworthy, and I will explain why. 610 Charlton St., Southbridge Ma 01550 is an attached dwelling. It is considered a half duplex. There are no association fees so when you buy this home, you own it outright and there are no additional costs. It is also recorded as a condominium on the deed. This can be problematic for buyers looking to finance this home with FHA financing. This is why having an USDA loan available for 610 Charlton St., Southbridge Ma 01550 is such a big news.

Let’s start with what is a USDA loan:

USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.

This means that you can now put nothing down on a USDA financed loan for 610 Charlton St., Southbridge Ma 01550. You can build in your closing cost into the loan as well so there is very little out of pocket for you when you are considering an USDA loan for 610 Charlton St., Southbridge Ma 01550. The house is in move in condition so it will surely pass USDA appraisal.

Most lenders don’t offer the USDA loan so you need to talk to Kristen Walther from Norcom as she has done the legwork to make USDA loan available for 610 Charlton St., Southbridge Ma 01550.

Norcom NMLS
Kristen Walther | Branch Manager
Norcom Mortgage | NMLS #19396
71 Main Street (Rt 131) | Sturbridge, MA 01566
Phone: 774-241-0770
Fax: 855-347-7171
Licensed in: MA

“Using a USDA loan, buyers can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates. This is because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans.” Kristen told me.

“The repayment schedule doesn’t feature a “balloon” or anything non-standard; the closing costs are ordinary; and, prepayment penalties never apply.

The two areas where USDA loans are different is with respect to loan type and downpayment amount.

With a USDA loan, you don’t have to make a downpayment; and you’re required to take a fixed rate loan. ARMs aren’t available via the USDA rural loan program.

Rural loans can be used by first-time buyers and repeat home buyers alike. Homeowner counseling is not required to use the USDA program.

USDA Loans Require Mortgage Insurance (MI)

The Rural Housing Loan program is a product of the U.S. Department of Agriculture.

The program partially self-funded. Similar to the Federal Housing Administration’s FHA mortgage, the USDA uses homeowner-paid mortgage insurance premiums to keep the USDA home loan program going.”

The USDA mortgage insurance rates are:

For purchases, 2.75% upfront fee paid at closing, based on the loan size
For refinances, 2.75% upfront fee paid at closing, based on the loan size
For all loans, 0.50% annual fee, based on the remaining principal balance
As a real-life example : A homebuyer with a $100,000 loan size in Blacksburg, Virginia, would be required to make a $2,750 upfront mortgage insurance premium payment at closing, plus a monthly $41.67 payment for mortgage insurance.

USDA upfront mortgage insurance is not paid as cash. It’s added to your loan balance for you.

Another reason why USDA loan available for 610 Charlton St., Southbridge Ma 01550 is that
USDA mortgage insurance rates are lower than those for comparable FHA loans or conventional ones.

FHA mortgage insurance premiums include a 1.75% upfront mortgage insurance premium, and 0.85% in MIP annually
Conventional loan private mortgage insurance (PMI) premiums — even via the 3%-down HomeReady™ program — can range above one percent annually
With USDA loans, then, mortgage insurance premiums are just a fraction of what you’d typically pay. Even better, USDA mortgage rates are low.

USDA mortgage rates are often the lowest among FHA mortgage rates, VA mortgage rates, and conventional loan mortgage rates — especially when buyers are making a small or minimum downpayment.

“USDA loan rates are often lower than comparable conventional 30-year fixed mortgage rates. Plus, because mortgage insurance rates are lower, with your small down payment, USDA loans can often be a better deal as compared to FHA loans or conventional loans.”Kristen told me.

With the USDA Rural Housing Program, your home must be located in a rural area. However, the USDA’s definition of “rural” is liberal. Many small towns meet the “rural” requirements of the agency, as do suburbs and exurbs of most major U.S. cities. And USDA loan available for 610 Charlton St., Southbridge Ma 01550

The website of the U.S. Department of Agriculture lists eligible USDA communities by census tract. You are required to provide a home’s exact address. The website will show whether that home meets program guidelines.

The USDA loan does not have a minimum score, per se, but 640 is generally regarded as a cutoff point. If your FICO is below 640, you should be prepared to explain why your credit score is below 640, and provide documentation.

In order to be eligible for many USDA loans, household income must meet certain guidelines.
‎Eligibility · ‎Income Eligibility · ‎Single-Family Housing · ‎Satellite Eligibility Rules

Now that you know a bit more about USDA loan available for 610 Charlton St., Southbridge Ma 01550, I would like to invite you to Public open house on Saturday, June 25, 2016 11:00 am to 1:00 pm at 610 Charlton St., Southbridge Ma 01550

610 Southbridge Street in Southbridge

610 Southbridge Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

SEE YOU THERE!