Top 5 Staging Tips for Home Sellers

February 3rd, 2017
top 5 staging tips kitchen

top 5 staging tips kitchen

Top 5 Staging Tips for home sellers has been put together to help home sellers sell their home faster and for more money. Real estate agents who research the results of selling a home that is staged versus a home that is not, find that staged homes sell on average 30 days faster and for 17% more money. As a home stager, I can make a number of small changes to a property that can dramatically shorten the time it spends on the real estate market while also increasing the final sales price. Below is 1 of 5 tips, please come back next week to check out # 2 of the remaining 4 tips. The first of the top 5 staging tips for home sellers deals with the exterior of the home.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

1. Reduce “Let’s skip this one” during drive-bys

When Staging Your Home to Sell, imagine you’re a homebuyer on a house-hunting mission. Your real estate agent has ten properties to show you on a Saturday afternoon. When you drive up to what could be your dream home, you see a rusted-out mailbox, broken handrail and children’s toys strewn across an unmowed lawn. You don’t have any time to waste, so you’re probably going to say, “Let’s move on,” skipping the showing appointment entirely.

When Staging Your Home to Sell, CURB APPEAL helps draw prospective buyers into your home. If the outside of a house looks unkempt, it creates an impression that the property is not cared for. To enhance curb appeal:

• Ensure the lawn is freshly cut and that leaves are raked. In winter, snow should be shoveled from the driveway and walkways.

• Make the entrance more welcoming with a seasonally appropriate planted urn or hanging plant.

• Repair or replace any obvious defects. Often this is cheaper to do than a prospective buyer will imagine.

• Make sure the walkways and porches are swept clean and garbage and recycling containers are tucked away at the rear of the house or in the garage.

• Ensure the exterior gets a good pressure wash and the decks are scrubbed clean. It’s a good alternative to painting. Once everything’s clean, you might discover it doesn’t need to be repainted at all; perhaps just a touch-up will do.

Thanks, Karen
Kixxing Home Staging & Interior Decorati
Author of top 5 staging tips for home sellers

Short sale home in Auburn has a price reduction.

January 12th, 2017

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.


Looking for a fantastic deal? Yes, it’s true that real estate market is on it’s way up and a good value proposition is few and far between these days. So when it comes along, you need to jump at the opportunity. One of these kinds of opportunities is when you come across a distressed home. A distressed property is typically either a property that is owned by a lending institution or is going through a short sale process. In this situation, the lender is involved in the decision making process. And since lenders are in the business of lending money and not owning real estate, they are eager to sell these homes.

Unfortunately, many of these homes need a lot of work so only investors or handy people with resources can purchase them. Here is an opportunity to buy a Short sale home in Auburn with price reduction. The value of this home can be compared to other homes in the Auburn area. Properties that have 3 bedrooms and 2 bathrooms with over 1200 square feet, typically sell for over $200,000. This home is in average condition. There are tenants living and maintaining the home. And this Short sale home in Auburn has a price reduction. We are authorised to offer this home at $170000.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale process is a lengthy one as the accepted offer needs to be presented to the lender and the lender decides if they would be willing to accept the offer. A buyer interested in going through a short sale process, should be willing to wait as long as 6 months for the transaction to culminate in a closing. So, the process is not for everyone. But the people who can wait, can come out with a wonderful opportunity to have instant equity, just like this Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

Short sale home in Auburn has a price reduction.

If you are interested in this Short sale home in Auburn has a price reduction, please watch this video tour and contact me today for a private showing.

Jane Becker
CRS,CBR,ABR,GRI,MCBA,LMC,CDPE,CNE,ASP,E-Pro
Home Team AdvantEdge, Greater Worcester Keller Williams
office: 508-754-3020 cell:508-922-9832 fax: 508-829-9118
www.janebecker.com search for homes on my app: http://app.kw.com/KW2ETQPC5
Know your Market @ www.WorcesterCountyHomesForSale.com
5 Neponset St. 3rd Floor Worcester, MA 01606
What my clients say about me

34 Arkwright Rd., Webster for sale

January 10th, 2017

34 Arkwright Rd., Webster for sale OPEN HOUSE this Sunday, January 15, 2017 12-2.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


Your invitation to 34 Arkwright Rd., Webster for sale Open House is here:
Please join us on Sunday January 15, 2017 from 12 pm to 2 pm.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

You have just discovered a fantastic home in a neighborhood setting, yet so close to stores and highways. At 34 Arkwright Rd., Webster for sale, this hip roof style ranch home, you will discover 1950’s charm of yesteryear. No, they don’t build them like they used to. This home is incredibly well built and well maintained.

34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


Space saving features such as pocket closet doors, and many storage cupboards in the lower level will make this home clean and neat. The bonus breezeway is a joy for entertaining or lounging on a hot summer day. At 34 Arkwright Rd., Webster for sale, you will be pleasantly impressed with the quality of construction as it is evident from solid oak doors to cast iron baseboards.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale


If you want more room, there is plenty in the lower level. Update it for an extension of living area or create a welcome guest space. At 34 Arkwright Rd., Webster for sale, the fenced in back yard is a paradise in your own home with a concrete patio leading to the stone fireplace, while surrounded by flowers and plantings. Come see the many possibilities of this well built home.
34 Arkwright Rd., Webster for sale

34 Arkwright Rd., Webster for sale

Inventory of homes in Webster is low so good homes tend to sell quickly. If you are looking for a home, please come see 34 Arkwright Rd., Webster for sale at our Open House this Sunday, January 15, 2017 from 12-2 so as to have an opportunity to see and perhaps purchase this home. You can also contact me for more information on this home or other homes.

DO’S AND DON’TS OF SELLING YOUR HOME WHEN LOOKING TO DO IT FASTER AND FOR MORE MONEY.

December 13th, 2016

DO’S AND DON’TS OF SELLING YOUR HOME WHEN LOOKING TO DO IT FASTER AND FOR MORE MONEY.

188 Whalom St., Lunenburg

188 Whalom St., Lunenburg

Some people think that selling a home is all about how good the real estate agent is. And yes, hiring a professional with years of education, experience and a marketing plan will certainly make the process go smoother and more likely to sell your home. But a smart real estate professional will enlist the home owner as a team member to sell the property faster and for more money. After all, isn’t that is why you’re hiring a real estate professional for? To sell the home quickly and for top dollar.

Here is a list of Do’s and Don’ts of selling your home that I share with my team members. A dedicated seller will take this list to heart and apply as many of these Do’s and Don’ts of selling your home constantly and consistently throughout the selling process.

Do’s and Don’ts of selling your home in any real estate market:

• Have a marketing plan in mind with multiple scenarios for home selling, not selling and selling quickly.
• Prepare the home for sale: Stage it – neutralize it and minimize it. Remove clutter inside and out. Remove personal items. Hide valuables and collections. All of these are a distraction.
• Write a list of features, updates and upgrades for your agent so no detail is overlooked
• Fill out seller’s disclosure forms as honestly and detailed as possible. You don’t want to renegotiate on items after the home inspection that should have been disclosed in the first hand.
• Talk to a lender if you are looking to buy another house right away so that there are no surprises when the house is sold.
• Check in on your communication with your real estate professional as a good agent will need to confirm marketing set up initially.
• Make your home available for showings no matter what. Make it easy to see the property, even it fit means short notice or staying at home.
• Take out dogs as many people are afraid of animals.
• Replace energy saving bulbs with bright ones. Leave all the lights on.
• Play soft classical music and add mild scent (cookies or bread baking/ vanilla is best)
• Return your agents calls and emails as soon as possible as there might be a time sensitive offer waiting for you.

This list of Do’s and Don’ts of selling your home list will get your home sold faster and for more money. Talk to your real estate professional for more details.

188 Whalom Rd., Lunenburg for Sale

December 1st, 2016

188 Whalom Rd., Lunenburg for sale. img_1448_1200x800
If you want more space and are tired of the cookie cutter floor plan, come see this home overflowing with features and character. 188 Whalom Rd., Lunenburg for Sale and if you need space for relatives and friends, check out the possibilities of this multi functioning cape. Work commute is a breeze with easy access to Rte. 2. The nature lover in you will love the multiple decks and porches, looking over the grounds, which includes a small pond. Your culinary arts will flourish in a massive kitchen resplendent with matching stainless steel appliances, solid oak, dove tailed cabinetry, center island with running water and electricity. The host will love the generous floor plan that leads your guests from a two story foyer into an open living room with stain glass windows and grand fireplace . Your own oasis awaits in the Master Suite with it’s own balcony, fireplace, walk in closet and a bath fit for royalty. This is not your traditional home!

188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


Not only is 188 Whalom Rd., Lunenburg for Sale, but also the town of Lunenburg has a lot to offer, too. It has a new high school. There is also a 9 hole semi private golf course. We have an active heritage society, book clubs, writing clubs, a museum that always exceeds expectations and a robust community of artists. We boast some of the finest restaurants in the Maritimes yet you will find that favourite little coffee shop or a pub to meet with friends and family. Art galleries are found on almost every street and live theatre or musical event is never far away.
“Lunenburg is infused with a rich heritage, vibrant and humming with activity throughout the year and is a community of residents diverse in nature but united in a love for the town and all its surroundings. Living in Lunenburg means a walk to the post office, drug store, grocery store or favourite restaurant. Local shops are diverse and many feature fabulous local creations of the South Shore. The hospital is only a couple of minutes away from anywhere in town.” You can learn more about the Town by going to their website.
188 Whalom Rd., Lunenburg for sale

188 Whalom Rd., Lunenburg for sale


188 Whalom Rd., Lunenburg

188 Whalom Rd., Lunenburg


188 Whalom Rd., Lunenburg for sale

188 Whalom Rd., Lunenburg for sale


24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday

September 10th, 2016

24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday. Come visit this move in ready home this Sunday, September 11, 2016. The open house will begin at 12:00 noon and will finish promptly at 2:00 pm.

Remember the days when kids played right on the street in the neighborhood until dusk? Well, here is a home where you can find that peaceful existence again. Want to enjoy the quietude of a large level lot instead? We have it here as well. Looking for a home to move in and enjoy right away? There is nothing to do in this one level home. The roof was completely replaced a few years back, newer windows will be energy efficient, and it has been painted throughout. Three good size bedrooms with ample closets will accommodate a downsizer or first time home owner alike. Newer hard wood floors give a warm inviting feeling to this home as the easy floor plan takes you from living room to kitchen. If more space is needed, enjoy the updated lower level with two additional large rooms and its own bath and new carpets. There is even a well built cedar closet for all of your woolens. Neat as a pin and cute as a button, you won’t find this home on the market too long. OH 9/11/2016, 12-2
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24 Hillside Dr., Sturbridge Ma is having an Open House this Sunday. This quiet dead end street with other single family homes, is a great neighborhood. Come visit this move in ready home this Sunday, September 11, 2016. The open house will begin at 12:00 noon and will finish promptly at 2:00 pm. Here is an opportunity to see a great home priced to sell at $225000 with no appointment. Just stop by and say hello and take a tour of this home at 24 Hillside Dr., Sturbridge Ma

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If you are looking for a home in Sturbridge, click here to see the complete inventory of homes.

USDA loan available for 610 Charlton St., Southbridge Ma 01550

June 22nd, 2016

USDA loan available for 610 Charlton St., Southbridge Ma 01550. This is newsworthy, and I will explain why. 610 Charlton St., Southbridge Ma 01550 is an attached dwelling. It is considered a half duplex. There are no association fees so when you buy this home, you own it outright and there are no additional costs. It is also recorded as a condominium on the deed. This can be problematic for buyers looking to finance this home with FHA financing. This is why having an USDA loan available for 610 Charlton St., Southbridge Ma 01550 is such a big news.

Let’s start with what is a USDA loan:

USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.

This means that you can now put nothing down on a USDA financed loan for 610 Charlton St., Southbridge Ma 01550. You can build in your closing cost into the loan as well so there is very little out of pocket for you when you are considering an USDA loan for 610 Charlton St., Southbridge Ma 01550. The house is in move in condition so it will surely pass USDA appraisal.

Most lenders don’t offer the USDA loan so you need to talk to Kristen Walther from Norcom as she has done the legwork to make USDA loan available for 610 Charlton St., Southbridge Ma 01550.

Norcom NMLS
Kristen Walther | Branch Manager
Norcom Mortgage | NMLS #19396
71 Main Street (Rt 131) | Sturbridge, MA 01566
Phone: 774-241-0770
Fax: 855-347-7171
Licensed in: MA

“Using a USDA loan, buyers can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates. This is because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans.” Kristen told me.

“The repayment schedule doesn’t feature a “balloon” or anything non-standard; the closing costs are ordinary; and, prepayment penalties never apply.

The two areas where USDA loans are different is with respect to loan type and downpayment amount.

With a USDA loan, you don’t have to make a downpayment; and you’re required to take a fixed rate loan. ARMs aren’t available via the USDA rural loan program.

Rural loans can be used by first-time buyers and repeat home buyers alike. Homeowner counseling is not required to use the USDA program.

USDA Loans Require Mortgage Insurance (MI)

The Rural Housing Loan program is a product of the U.S. Department of Agriculture.

The program partially self-funded. Similar to the Federal Housing Administration’s FHA mortgage, the USDA uses homeowner-paid mortgage insurance premiums to keep the USDA home loan program going.”

The USDA mortgage insurance rates are:

For purchases, 2.75% upfront fee paid at closing, based on the loan size
For refinances, 2.75% upfront fee paid at closing, based on the loan size
For all loans, 0.50% annual fee, based on the remaining principal balance
As a real-life example : A homebuyer with a $100,000 loan size in Blacksburg, Virginia, would be required to make a $2,750 upfront mortgage insurance premium payment at closing, plus a monthly $41.67 payment for mortgage insurance.

USDA upfront mortgage insurance is not paid as cash. It’s added to your loan balance for you.

Another reason why USDA loan available for 610 Charlton St., Southbridge Ma 01550 is that
USDA mortgage insurance rates are lower than those for comparable FHA loans or conventional ones.

FHA mortgage insurance premiums include a 1.75% upfront mortgage insurance premium, and 0.85% in MIP annually
Conventional loan private mortgage insurance (PMI) premiums — even via the 3%-down HomeReady™ program — can range above one percent annually
With USDA loans, then, mortgage insurance premiums are just a fraction of what you’d typically pay. Even better, USDA mortgage rates are low.

USDA mortgage rates are often the lowest among FHA mortgage rates, VA mortgage rates, and conventional loan mortgage rates — especially when buyers are making a small or minimum downpayment.

“USDA loan rates are often lower than comparable conventional 30-year fixed mortgage rates. Plus, because mortgage insurance rates are lower, with your small down payment, USDA loans can often be a better deal as compared to FHA loans or conventional loans.”Kristen told me.

With the USDA Rural Housing Program, your home must be located in a rural area. However, the USDA’s definition of “rural” is liberal. Many small towns meet the “rural” requirements of the agency, as do suburbs and exurbs of most major U.S. cities. And USDA loan available for 610 Charlton St., Southbridge Ma 01550

The website of the U.S. Department of Agriculture lists eligible USDA communities by census tract. You are required to provide a home’s exact address. The website will show whether that home meets program guidelines.

The USDA loan does not have a minimum score, per se, but 640 is generally regarded as a cutoff point. If your FICO is below 640, you should be prepared to explain why your credit score is below 640, and provide documentation.

In order to be eligible for many USDA loans, household income must meet certain guidelines.
‎Eligibility · ‎Income Eligibility · ‎Single-Family Housing · ‎Satellite Eligibility Rules

Now that you know a bit more about USDA loan available for 610 Charlton St., Southbridge Ma 01550, I would like to invite you to Public open house on Saturday, June 25, 2016 11:00 am to 1:00 pm at 610 Charlton St., Southbridge Ma 01550

610 Southbridge Street in Southbridge

610 Southbridge Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge

SEE YOU THERE!

610 Charlton Street, Southbridge has a price reduction.

April 16th, 2016

610 Charlton Street, Southbridge has a price reduction because the owner says: sell my home! This is a well kept duplex (attached) home.

610 Southbridge Street in Southbridge

610 Southbridge Street in Southbridge

610 Charlton Street, Southbridge is a lovely move in Duplex. 610 Charlton Street in Southbridge is NOT a short sale or a foreclosure. Since it’s construction in 2003, it has been lovingly cared for. While sitting on your back deck, you will enjoy the peaceful vista of the large yard.

610 Charlton Street in Southbridge

610 Charlton Street in Southbridge


Come in to the home and walk through a functional floor plan: One car garage and a partially finished laundry room await you on the lower level. Main floor is an easy open floor concept when sunny living area moves into a dining room and into the kitchen.
610 Charlton Street, Southbridge

610 Charlton Street,Southbridge


There is even a half bath for your convenience.
610 Charlton Street, Southbridge

610 Charlton Street, Southbridge


Upstairs, the three large bedrooms are bright and sunny. Master suite has a walk in closet as well as access to the California full bath. Closet space abounds.
610 Charlton Street in Southbridge

610 Charlton Street, Southbridge


This home is a legal condominium and will not qualify for FHA financing. This is because only approved condominium complexes can get FHA backed financing. However, you can still do VA or Conventional financing and with a program that will allow you to put down 3% or a 5% down payment, your monthly expenses will be less than $1200. In some cases, this is less than renting. And if you purchase a home like 610 Charlton Street, Southbridge, you would be investing in your own home and building equity instead of paying your landlord’s mortgage. Looking for a condominium alternative? Since there are no association fees, this will make for an affordable home. Want a quick close? Just ask!

4 Ashburnham Street in Fitchburg is for sale, call to see it today!

April 12th, 2016

4 Ashburnham Street in Fitchburgis for sale but do you know why you should call to see it today?!

4 Ashburnham Street in Fitchburg

4 Ashburnham Street in Fitchburg

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This home at 4 Ashburnham Street in Fitchburg, has been a homestead, an in-home business, and even housed an extended family. For years, it has been lovingly maintained by the present owner. And now it’s time to find this home a new purpose. As an antique home in the center of Fitchburg, with easy access to highways and amenities, this property can once again take on a new role. Whether you want an in-home business or a large stately colonial, you can have many options at 4 Ashburnham Street in Fitchburg!

4 Ashburnham street in Fitchburg

4 Ashburnham street in Fitchburg


A detached 2 car garage is a rare find in this price range and a large yard is just an added bonus.
4 Ashburnham street in Fitchburg

4 Ashburnham street in Fitchburg


Large rooms filled with character and charm abound. Many of the sizable bedrooms have walk in closets and the separate in – law space can be a new home for your business.
4 Ashburnham street in Fitchburg

4 Ashburnham street in Fitchburg


At 4 Ashburnham Street in Fitchburg, The brick exterior and the granite window sills create a stately look for this large home in move in condition. Gorgeous oak and pine floors are a beauty to behold! Much has been done to maintain this home as it welcomes new owners with possibilities.

To give you just a taste of the benefits of seeing this home, I have added this virtual tour. Please take a look at 4 Ashburnham Street in Fitchburg as this home has so many possibilities that it would be a shame if you missed an opportunity to purchase this home or even take a look inside 4 Ashburnham Street in Fitchburg.

Condition deal breakers for loans: what you need to know.

April 5th, 2016

Are you aware that the home you’re buying might have condition deal breakers for your type of financing. You work with your agent to find just the right home, you apply for a loan and work with your lender and then the appraiser goes out to the property and you get condition deal breakers on your hands. What does that mean, you ask. It means that even if you qualify for a loan, your house might not.
question
The strictest programs that have condition deal breakers, will be your government backed or insured loans. These loans include, but are not limited to FHA, VA, USDA, and even 203K streamlined loans.

When a buyer finances a home, there is a standard that needs to be met for all loans. Conventional financing is the most lenient. But when the government program is necessary, the regulations become more stringent on condition deal breakers.

Here is a list of most commonly missed repairs that can become condition deal breakers in a real estate transaction:
Peeling paint
Any signs of mold or mildew
All windows freely open or close
Missing electrical fixtures, switches/outlets and switch/outlet plates
Flooring that is in disrepair
Handrails, if there are more than three steps
Approximate remaining life of the roof (there should be at least two years)
Water stains on walls and ceillings
Missing bathroom fixtures and/or cabinet doors
Signs of termite damage
Missing screens on windows
Missing door knobs
Missing kitchen fixtures and/or cabinets
Exposed wiring
Missing gutters
Damage to the exterior of home including Soffi, fascia and siding
Utilities, must be turned on and checked for operation
Adequate caulking and watherstripping on doors and windows
Missing built in appliances
Dampness or water in basement
Hot water Heater – make sure it has a relief valve
Well/Septic system – does the inspection report state needed repairs?
Cracks in foundation – if cracks are present

This list is provided by Dan Woznicki, Senior loan officer at Mortgage Master. If you need to talk to a lender, please feel free to give him a call at 508-735-8767

And if you need real estate advice, please send me a message or call me direct at 508-922-9832